Everyday protection for business.
Covers claims of injury or property damage from customers and third parties.
What's covered.
Every policy is tailored with an agent. Here's an overview of the core protection available.
General liability
Covers third-party injury, property damage and advertising injury.
Commercial property
Protects your building, equipment, inventory and fixtures.
Business income
Replaces lost income while you recover from a covered loss.
Commercial auto
Covers vehicles used for business purposes.
Workers' compensation
Medical care and lost wages for employees injured on the job.
Cyber & professional
Data breach response and errors & omissions protection.
Make it fit your life.
- Business owner's policy (BOP)
- Umbrella / excess liability
- Inland marine
- Employment practices liability
- Hired & non-owned auto
Better with COSPARK membership.
- Coverage built around your industry
- Certificates of insurance on request
- Earn Insurance Tokens on eligible annual premium
- One agent for every policy you hold
Frequently asked.
How much does general liability coverage cost?
Pricing depends on your location, history, the coverage you choose and your deductible. Start a quote and an agent will compare options for you.
Can I bundle general liability with other policies?
Yes. Bundling two or more eligible policies usually lowers your total premium and keeps everything in one member dashboard.
Do I earn COSPARK tokens on this policy?
Associate members earn Insurance Tokens equal to 5% of eligible annual premium, and Premium members earn 7%. Free members don't earn tokens. If a policy is cancelled mid-year, that year's Insurance Tokens are forfeited.
How do I file a claim?
Report a claim online any time from the Claims page or your member dashboard. Logged-in members have their policy details filled in automatically.
Ready to price general liability coverage?
Get a quote online or talk to a licensed COSPARK agent.