Insurance × Membership × Future value

Protect What Matters.Build What Comes Next.

COSPARK Insurance Group brings insurance, digital membership and a growing ecosystem of rewards and benefits together in one connected experience.

Get a Quote Explore Membership

Insurance for today. A platform designed with tomorrow in mind.

One connected platform for your insurance journey
Insurance CoverageDigital MembershipPolicy ManagementToken RewardsPaymentsPartner BenefitsClaims SupportVacation Planning
01The connected model
More than insurance

Your Insurance Can Become Part of a Bigger Picture.

With COSPARK, insurance is the foundation. Membership adds a digital layer for managing policies, payments, rewards and access to participating COSPARK benefits.

Select a part of the model to see how it connects.
COSPARKTokens
02The COSPARK model
How it works

Simple to Join.
Designed to Grow With You.

Monthly membership tokens, annual-premium token allocations and a 60-month redemption mechanism — structured, transparent and tracked inside your member account.

01
Join

Create your COSPARK membership and bring your insurance experience into one digital account.

Create your account
02
Build

Depending on your membership, receive monthly Dues Tokens and Insurance Tokens based on your eligible annual premium.

How tokens work
03
Redeem

Maintain applicable eligibility through the program's 60-month cycle and access your redeemable value according to the program terms.

See the journey
03Membership
Choose your level

Membership Designed
Around Your Needs.

Start with digital access or participate in the COSPARK token program through an Associate or Premium membership.

Free
$0
Digital access

A simple way to keep your insurance information available digitally.

  • Digital member account
  • Insurance information & policy management
  • Upgrade anytime
Start Free →
Associate
$8.88/ MONTH
Everyday value

Participate in the COSPARK token program with monthly allocations.

4DUES TOKENS / MONTH
  • 4 Dues Tokens each month
  • 5% of annual insurance premium → Insurance Tokens
  • Multiple policies, full member dashboard
Choose Associate →
PremiumPOPULAR
$25/ MONTH
Expanded value

The fullest expression of COSPARK membership and token participation.

12DUES TOKENS / MONTH
  • 12 Dues Tokens each month
  • 7% of annual insurance premium → Insurance Tokens
  • Family & group sub-accounts ($8.88/mo each)
  • Priority partner benefits
Choose Premium →
04Token wallet

See Your Value.
Follow Your Journey.

Your COSPARK experience gives you a digital view of applicable token activity, membership payments and your redemption journey.

My COSPARK walletLive · Premium member
Balance
0TOKENS
+12 this month
DT · Dues134
IT · Insurance150
VT · Vacation$0
View token details
Recent activity
+12Membership duesThis month
+150Annual premium allocationAllocation
+12Membership duesLast month
StartMonth 24 / 6060 months

Token ledger · History · Annual-premium tracking · Forfeiture rules · Redemption eligibility

05Insurance
Cover what matters

Protection for
Every Part of Life.

From the home you live in to the vehicle you drive and the business you build, COSPARK provides access to insurance solutions designed around your needs.

Home

Protect Your Place.

Coverage designed around your home and what matters inside it.

Explore home insurance
 Auto

Own the Road Ahead.

Insurance solutions for the vehicles that keep life moving.

Explore auto insurance
 Health

Protect Your Wellbeing.

Insurance options for your healthcare needs.

Explore health insurance
 Commercial

Protect What You've Built.

Coverage options for businesses and commercial needs.

Explore commercial insurance
View all insurance products
06Policy management
Your policies. One place.

Everything You Need.
Right Where You Need It.

Manage multiple insurance policies through one connected member experience.

member.cospark.com/policies
My policies

Home

Active

Expires May 2027

Auto

Active

Expires November 2026

Health

Active

Expires January 2027

Next policy renewal
Auto · November 18
Review policy
07Get a quote
Let's get started

Your Next Policy Starts
With One Conversation.

Tell us what you need to protect and the COSPARK team will help you take the next step.

08Appointments
Talk when it works for you

Insurance Advice
on Your Schedule.

Book a phone or in-person appointment during office hours — or request an available after-hours time.

Office

414 S Main Street, Suite 201
Rochester, MI 48307

Monday–Thursday · 9 AM–4 PM
Choose a date
Choose a time
Phone · choose a date
09Ecosystem
Welcome to the ecosystem

Insurance Is Only the Beginning.

COSPARK connects its insurance platform with a growing collection of businesses, destinations and member experiences.

COSPARKEcosystem
Explore the ecosystem
10Digital member benefits
Benefits in your pocket

Your Membership
Travels With You.

Participating COSPARK partner programs can connect eligible member benefits with digital delivery through email or text, including QR-based redemption experiences.

QR generation · Delivery · Scanning · Eligibility verification · Redemption history

Explore member benefits
COSPARK member benefit
Monthly Dining Credit
Eligible

Valid this month

11Become a producer
For insurance professionals

Build More Than
a Book of Business.

Join COSPARK Insurance Group and become part of a platform built around insurance, member value and additional producer opportunities.

75%Commission
2,000Token bonus
10%Vacation discount
Become a Producer →View Producer Benefits

Licensing and application workflow handled inside the producer portal

Start your COSPARK journey

Protect Today.
Build Tomorrow.

Get your insurance quote, explore membership or connect with the COSPARK team.

Get a Quote →Explore Membership

Protection + Membership + Value + Possibility